Avner Ziv

India is quickly shifting in the direction of a cashless financial system with digital modes of fee changing into simpler and extra accessible. Nevertheless, one of many main challenges that startups and entrepreneurs proceed to face until date is safety relating to on-line foreign money transfers. From cash switch to creating funds by cellular or doing a international foreign money switch, fee gateways are enabling secure and safe transactions throughout companies. 

From operating an thrilling startup to constructing a strong and consumer-facing enterprise, choosing the proper fee gateway is the complement that any enterprise requires to help money stream.

Right here’s an inventory of the highest 5 fee gateways in India that present secure, safe, and speedy on-line transactions throughout sectors: 

1. ATOM Applied sciences 

Fintech firm Atom Applied sciences caters to all fee processing necessities proper from interactive voice response (IVR), web, and mobile-based purposes. It is likely one of the solely IVR-based transaction processing platforms that permits debit card/direct debit account-to-account transfers.

Atom’s on-line fee gateway platform provides numerous options for processing transactions. Its fee gateway is built-in with 50+ banks and 256+ fee choices providing transactions by all main bank cards, debit playing cards, IMPS, and so on. Its strong set of capabilities are devised to help each startups and established companies to develop income, alleviate threat, and safeguard clients’ information.

2. CCAvenue 

CCAvenue is likely one of the greatest fee options suppliers in India as practically 85 p.c of Indian ecommerce retailers avail its providers. The important thing options embrace 100+ fee choices, a number of foreign money processing, iframe Integration, real-time fee assortment, in-app integration, PhonePay (CCAvenue’s IVR answer), quick cellular fee service (IMPS), audit and analytics, and huge window for on-boarding.


3. PayUmoney

PayU gives state-of-the-art fee gateway options to on-line companies by its cutting-edge and award-winning know-how. The corporate goals to create a safe ecosystem that permits anybody to make or obtain funds, bringing comfort and belief by know-how.  It claims to supply every characteristic with a hassle-free customer support expertise.

4. BillDesk

With a imaginative and prescient to create a one-stop vacation spot to make all funds, Invoice Desk retains monitor of payments, informs of due dates, eliminates the trouble of writing out cheques and standing in queues, and offers the liberty and skill to pay with only one instruction to your financial institution. The corporate states that’s dedicated to implementing progressive options for simplifying funds and collections and translating the alternatives supplied by the web into precise buyer delight by environment friendly fee and assortment providers. 

BillDesk is concentrated on offering a compelling value-add service that simplifies invoice fee and administration for the benefit of consumers, ship on reliability, effectivity and efficiency and, most significantly, affording a safe zone the place clients can transact with confidence. 

5. Obopay

Obopay provides companies a novel, built-in processing cash answer structure platform that’s able to linking a number of individuals right into a transaction community by adapting to quite a lot of cash enterprise administration system with digital enterprise fee applied sciences. It gives service provider fee platform for quite a lot of company cash options. Its digital fee enterprise answer providers product allows seamless on-boarding of the digital fee software program platform to assist handle real-time cellular cash fee answer processes throughout a number of entry digital cash transformation channels. 

With cellular shopper interfaces throughout a number of channels, Obopay’s digital life-style answer maximises buyer attain and permits customers seamless cellular monetary options to ship and obtain cash, pay payments, and purchase items and providers.