Avner Ziv

Affiliate Fraud Analytics Draper

Marcus by Goldman Sachs is the agency’s shopper enterprise, combining the entrepreneurial spirit of a startup with 150 years of expertise. At present, Marcus has $50 billion in deposits, $5 billion in mortgage balances and four million prospects throughout our lending and deposits companies, in addition to the non-public monetary administration app, Readability Money. By using insights and intuitive design, we offer prospects with highly effective instruments and merchandise which are grounded in worth, transparency and ease. We’re backed by our distinctive crew, comprised of particular person contributors from main agile know-how corporations, fintechs and shopper monetary companies corporations, permitting us to disrupt the {industry}, whereas serving to shoppers take management of their monetary lives.


Our crew of essential thinkers works with teams throughout all areas of the agency to design and ship industry-leading options for the buyer companies that additionally assist to remodel the broader Financial institution. Our crew additionally offers essential operations and consumer expertise design to make sure that enterprise flows easily when prospects come to us. From day one, crew members play an important function in upholding our ideas of buyer focus, course of innovation and threat administration. 

The Fraud Technique crew studies into the Chief Danger Officer for the Shopper enterprise together with the Credit score Technique and Enterprise Danger features. This can be a excessive influence and quick paced function with a possibility to develop baseline methods for brand new enterprise initiates in addition to optimize present fraud applications.



In your function on the Fraud Technique crew for the Marcus Lending enterprise, you can be accountable for the design, improvement and execution of a complete fraud technique and supporting administration data programs and administration reporting. This function requires the candidate to have the ability to analyze fraud developments, develop fraud methods and implement the fraud guidelines wanted to deal with present in addition to evolving fraud threats.  

The perfect candidate could have experience in and fervour for the prevention of each Identification and Transaction fraud. The perfect candidate may also have a ardour to be used of revolutionary technology-driven options to offer world class buyer experiences inside the established threat thresholds of the enterprise and expertise leveraging a number of disparate information sources in an built-in choice engine with the intention to make actual time selections on candidates and/or transactions.  The candidate should be capable of collaborate throughout divisions to ship enterprise fraud initiatives and have expertise working with inner and exterior governance groups together with Buyer Operations, Monetary Crimes (AML), Compliance, Choice Sciences and Expertise. 


  • Use a data-driven strategy to know fraud threat and design efficient Identification theft and different fraud prevention program
  • Develop revolutionary options for technique enhancement and portfolio monitoring
  • Leverage strategies from numerous disciplines akin to machine studying, deep studying, synthetic intelligence, statistical modelling, data idea, data retrieval and different areas to realize perception and detect fraud developments
  • Take part in information structure selections and associate with know-how groups to implement fashions/algorithms in manufacturing
  • Doc assumptions and methodologies, in addition to perform validation and testing to facilitate peer evaluations and unbiased mannequin validation
  • Establish and develop course of enhancements to maximise effectivity of fraud detection actions as required
  • Analysis and stay present on the most recent {industry} fraud developments and advocate instruments, companies and practices for enchancment
  • Overview, consider and drive choice of new distributors or applied sciences to reinforce the fraud technique and mitigate rising dangers
  • Acquire approval for implementation of adjustments to the fraud technique
  • Work straight with the Buyer Operations management crew accountable for execution of the fraud technique


  • Bachelor’s or Grasp’s Diploma in a quantitative subject (e.g., Laptop Science, Engineering, Statistics, Physics, Arithmetic, and so forth.) or equal expertise
  • Minimal of three years of {industry} expertise in information science
  • Robust programming background in compiled or scripting languages (e.g., Java, R, Python or related languages)
  • Expertise constructing complicated queries utilizing SQL
  • Information and utility of machine studying libraries and repositories (e.g., Hadoop)
  • Robust analytical abilities, palms on, proactive strategy to downside fixing
  • Robust organizational abilities and a focus to particulars
  • Flexibility and skill to multi-task 
  • Robust communication abilities with the power to elucidate complicated fashions and evaluation to a various viewers
  • Fraud expertise most well-liked however not required

The Shopper and Funding Administration Division contains Goldman Sachs Asset Administration (GSAM), Non-public Wealth Administration (PWM) and our Shopper enterprise (Marcus by Goldman Sachs). We offer asset administration, wealth administration and banking experience to shoppers and establishments all over the world. CIMD companions with varied groups throughout the agency to assist people and establishments navigate altering markets and take management of their monetary lives.